» » Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

inform
Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express is one of the best cash back cards in the market, especially for those who have a great Credit Score. This is the card you should go for it you are interested in one that offers excellent cash rebates with zero annual fees. There is no minimum spending required for the cash rewards program either, which is a big advantage. It comes in two versions, the Everyday version, which has no annual fee and a Preferred version which comes with $75 annual fee. Let’s talk a bit more about the Blue Cash Everyday Card.

Credit quality necessary applying for this card:

ANNUAL FEE REGULAR APR PURCHASES BALANCE TRANSFERS CARD RATE
$0 Variable* 12.99% — 21.99% Intro APR: 0%
Intro period: 15 months
Intro APR: 0%
Intro period: 15 months
 

Annual Percentage Rates

Blue Cash Everyday Card offers an introductory APR of 0% on balance transfers and purchase for the first 15 months. The intention here is to reward new card holders for taking a chance with this card. After this introductory period, a variable purchase APR will be applied, which will be around 12.99% to 21.99% and largely depends on your Credit Score.

Rewards

The cash rewards that you can earn with the Blue Cash Everyday card are limitless. There offers a great opportunity to earn cash back on huge purchases. It’s possible to earn cash back rewards of around a thousand dollars at the end of the year with the Blue Cash Everyday Card.

Also, you can have 3% cash back on purchases made at U.S. supermarkets. This works as follows: on the first $6,000, 1% cash back, beyond that, 2% cash back. This applies to U.S. gas stations and at select U.S. department stores. There is also 1% cash back on other eligible purchases. There is no minimum spending for the rebates either.

Balance Transfer

With the Blue Cash Everyday® Card there is a great deal flexibility over the payment of balances, and this can be done over an extended period of time. But this is not advisable as that would add upon the interest.

Warranty and Protection

The Blue Cash Everyday® Card offers an extended warranty of up to 1 year. There is a an excellent purchase protection plan which insures you against accidental damage of purchases or theft, with American Purchase offering a refund of up to $50,000 per card, and $1000 per purchase.

A very useful return protection is offered, which means, if a store refuses to accept an eligible item purchased in the US within 90 days from the date of purchase, then American Express would refund you, excluding the shipping charges, for up to $300 per item and by up to $1000 per year for an account. This is obviously a major advantage.

Media Support

Blue Cash Everyday® Card has an excellent 24/7 US based customer support, which is a major advantage. Customer problems are solved in the earnest by the customer service executives who are well known for their friendliness and attention to detail. They are enthusiastic and have a willingness to work, which will be appreciated by holders of the Blue Cash Everyday® Card. You may get in touch with the Blue Cash Everyday® Card customer support team by email or by a phone call to the official hotline.

Fees

There are no overlimit fees with Blue Cash Everyday® Card, which is a major bonus for card holders, especially for those who are often inclined to spend more than the credit card limit. But, of course, it’s important to make the payments on time, else the interests would add up considerably. There is no annual fee either, which should be appreciated.

Conclusion

The Blue Cash Everyday® Card offers several great advantages such as a zero annual fee, 0% APR over balances and purchases over the first 15 months, excellent protection plans and flexibility over the payment of balances. It is one of the best cash back cards in the market, especially for those with excellent credit.

  • 0% Intro APR for 15 months
  • Great Cash Back Reward
  • Purchase Protection
  • No over-limit fee
  • You get $100 back in statement credit.
  • Up to 3% cash back on purchases.
  • No minimum required for cash rewards program
  • One of the Highest Foreign Transaction Fee
  • Not widely accepted